I always love to hear about new ways of saving times. Let me know if you have any time saving tips! A few of mine are:
Put some music on and spend a couple of hours one morning a week/fortnight cooking as many meals as possible and freeze them. I find this saves time and money. It also means that you don't have to stress at the end of the day about what you have to cook!!
If you haven't jumped on the web wagon, do it and utlise the great resource that is online shopping. This is a big time (and often money) saver. It is something that you can use in the evening or in lunch breaks to purchase everything from groceries to christmas presents and you can use it to pay your bills.